Medicare made clear — by a local advisor who answers his own phone.
Turning 65 in New Braunfels? Already on Medicare and paying too much? I compare every major carrier serving Comal County and translate the fine print into a plan that fits your doctors, prescriptions, and budget.
Here's what happens next.
Aging into Medicare shouldn't feel like decoding a legal document. Three short conversations, and you'll have a plan you actually understand.
We talk
20-30 minutes. I ask about your doctors, meds, and budget — no forms, no pitches.
I compare
I run your specific prescriptions and providers through every major carrier in Comal County.
You choose
One clear side-by-side. Enroll when you're ready — or don't. Zero pressure.
Every part of Medicare — under one advisor.
Medicare Advantage
All-in-one Part C plans.
Medicare Supplement
Medigap coverage for Original Medicare.
Prescription Drug Plans
Part D coverage that fits your medications.
Dental, Vision & Hearing
Fill the gaps Medicare leaves behind.
Hospital Indemnity
Cash benefits when you're admitted.
Cancer, Heart Attack & Stroke
Lump-sum protection for a serious diagnosis.
A licensed local broker — not a call center headset.
For 8 years I've helped families across New Braunfels, Comal County, and the Texas Hill Country choose Medicare coverage they actually understand. I live here. I answer my own phone. And when your prescriptions change three years from now, you'll still be talking to me — not a rotating queue.
Built for New Braunfels — and the towns around it.
New Braunfels is one of the fastest-growing communities in Central Texas, and its Medicare landscape reflects that: new hospital networks, changing provider directories, and a rotating cast of Part D drug formularies every January. Choosing the wrong plan can cost you thousands.
I work with residents of New Braunfels, Comal County, and neighboring communities like Gruene, Canyon Lake, Bulverde, Spring Branch, Seguin, San Marcos, Schertz, and Cibolo. Every plan I recommend is vetted against the local hospital systems, specialists, and pharmacies you actually use.
Whether you're a longtime resident on Landa Street, a retiree who just closed on a place near Canyon Lake, or a snowbird splitting time between here and out of state — the right Medicare plan looks different for each of you. That's the work.
"He treated my mother like she was his own."
"We moved from Austin to Canyon Lake and my old Advantage plan didn't cover our new doctor. John found a plan that did — and saved us $84 a month on prescriptions."
"I'm 66, still working part-time in Gruene, and thought Medicare would be a nightmare to figure out. John walked me through it in one hour. That was three years ago and he still checks in every fall."
"My wife is on nine prescriptions. John ran every one through three drug plans and showed us the real annual cost, not just the premium. Nobody else did that."
Life & Legacy planning
When it's time to think about what you leave behind — life insurance, final expense planning, or an annuity that gives you predictable retirement income — I can help with that too.
Answers before you ask
01When can I actually enroll in Medicare in New Braunfels?
Your Initial Enrollment Period runs seven months around your 65th birthday — three months before, the month of, and three months after. If you missed it or you're already 65 and still working, you likely have a Special Enrollment Period. Call and I'll map out your exact window.
02Does it cost anything to work with you?
No. My compensation comes from the insurance carriers whose plans you choose, at no additional cost to you. Your premium is the same whether you enroll through me or directly with the carrier — the difference is you get a local advisor for life.
03Are you tied to one insurance company?
No — I'm an independent broker. I'm contracted with the major Medicare carriers serving Comal County and the greater Hill Country, so we compare real options side by side instead of pitching one plan.
04Should I choose Medicare Advantage or a Medicare Supplement?
It depends on your doctors, medications, travel habits, and budget. Advantage plans often have $0 premiums but network restrictions. Supplements give you nationwide access with predictable out-of-pocket costs. We'll walk through both in a single sitting.
05Can we meet in person in New Braunfels?
Yes. I'm based in New Braunfels and regularly meet clients across Comal County, Canyon Lake, Gruene, Bulverde, Seguin, and San Marcos. Phone and video appointments are just as available if that's easier for you.
06What if my prescriptions change or my plan stops being competitive?
Every Fall during the Annual Enrollment Period (Oct 15 – Dec 7), I re-shop your plan against the new-year offerings. If a better fit exists for your medications and doctors, you'll know about it before December 7.
Ready to see what your Medicare options actually look like?
One conversation. Every major carrier in Comal County. Real numbers based on your prescriptions and doctors.