Dental, vision, and hearing coverage for seniors in New Braunfels.
Original Medicare doesn't cover routine dental, vision, or hearing. A well-chosen DVH plan fills those gaps — often for less than the cost of a single crown or hearing aid.
- 8+ years advising local families
- Independent — access to all major carriers
- Zero cost. Zero pressure. Ever.
You'll recognize yourself in at least one of these.
Your Advantage plan's $1,500 dental allowance won't cover a crown
Two crowns and a cleaning can wipe out an entire Advantage dental benefit in one visit. A supplemental DVH plan raises the ceiling.
You need a hearing aid but $5,000 out of pocket is a lot
Most quality DVH plans include a hearing aid benefit that meaningfully reduces the cost — often $500–$1,500 per device.
You want to keep seeing your New Braunfels dentist
We check network status for your current dentist, optometrist, and audiologist before recommending a plan.
You're on Original Medicare and need dental coverage
Medigap doesn't include DVH. A standalone plan is the standard solution — and it can be added any time of year.
How standalone DVH insurance works.
DVH plans are private insurance products sold outside the Medicare structure. That means no enrollment window — you can add or drop them any month.
Coverage tiers
Most plans have three tiers: preventive (cleanings, exams — usually 100%), basic (fillings, extractions — 50–80%), and major (crowns, dentures, hearing aids — 50%). Annual maximums range from $1,000 to $5,000+ depending on the plan.
Network vs. non-network
PPO-style DVH plans let you see any provider, with better pricing in-network. HMO-style plans are cheaper but restrict you to specific providers. In New Braunfels, PPO is usually the better fit — you get flexibility with local dentists and specialists.
Waiting periods
Basic preventive care usually has no waiting period. Major services can require 6–12 months. Some carriers waive waiting periods with proof of prior coverage — worth asking about.
Get real answers about dental · vision · hearing in New Braunfels.
One phone call. No sales script. Bring your medications, doctors, and questions — I'll bring the plan comparisons.
Outcomes, not brochures.
- Bundle dental, vision, and hearing in one plan — one card, one premium.
- PPO networks that include most dentists and optometrists in New Braunfels, Comal County, and surrounding towns.
- Hearing aid coverage that can offset thousands in device cost.
- No enrollment window — add coverage any month.
- Layer on top of Medicare Advantage where Advantage benefits fall short.
- Independent comparison across every major DVH carrier serving TX.
Four steps. Zero pressure.
Discover
We start with a no-cost conversation about your health, budget, doctors, and prescriptions.
Compare
I shop the top carriers side-by-side and translate the fine print into plain English.
Enroll
When you're ready, we complete the application together — usually in a single sitting.
Support
Questions in year two, three, or five? Call me. I stay your advisor after the paperwork is signed.
Built for New Braunfels and the Texas Hill Country.
New Braunfels has a strong network of general dentists, prosthodontists, and audiology practices, most of which accept the major PPO DVH plans. Before we recommend a plan, I verify your current providers are in-network — no surprises when you show up for a cleaning.
Clients across Gruene, Canyon Lake, Seguin, San Marcos, and beyond use DVH coverage to fill the gaps left by Medicare — often adding it after Annual Enrollment when they realize their Advantage plan's dental allowance isn't enough.
Related coverage
Answers before you ask
01Does Original Medicare cover dental, vision, or hearing?
No. Original Medicare (Parts A and B) does not cover routine dental cleanings, eye exams, glasses, or hearing aids. Some Medicare Advantage plans include limited DVH benefits, but standalone DVH plans typically offer more comprehensive coverage.
02What does a DVH plan typically cover?
A standalone DVH plan usually covers routine cleanings and exams, x-rays, fillings, crowns and root canals, dentures, eye exams and glasses/contacts, hearing exams, and a hearing aid allowance. Coverage limits and waiting periods vary by carrier.
03Are there waiting periods for DVH coverage?
Sometimes. Basic cleanings and exams typically have no waiting period. Major services (crowns, dentures, hearing aids) can have 6–12 month waiting periods with some carriers. I look for plans that minimize or eliminate waiting periods.
04How much does a DVH plan cost in New Braunfels?
Standalone DVH plans in TX typically run $30–$70/month depending on the level of coverage. Higher-benefit plans have higher premiums but often pay for themselves after a single crown or hearing aid.
05Can I use my DVH plan with any dentist in New Braunfels?
Most quality DVH plans use a PPO structure — you can see any provider, but stay in-network for the best pricing. We look at which local dentists, optometrists, and audiologists are in each plan's network before recommending one.
06Is a DVH plan worth it if my Medicare Advantage plan includes dental?
Sometimes. Advantage plans often include a small annual dental allowance ($1,000–$2,000) that may not cover major work. A supplemental DVH plan can pick up where the Advantage benefit ends — but only if the math works. We compare.
07Does DVH cover hearing aids?
Most comprehensive DVH plans include a hearing aid benefit — typically a set allowance per device or a percentage of cost with a maximum. Given that quality hearing aids cost $3,000–$6,000 per pair, this can be significant.
08Can I add DVH mid-year, or only during Annual Enrollment?
DVH is not tied to Medicare enrollment periods. You can add or drop a standalone DVH plan any time of year. This is very different from Advantage and Part D.
Get real DVH pricing for your New Braunfels dentist and audiologist.
A single crown or hearing aid can pay for years of DVH premiums. Let's find the right plan.